Mortgage Calculator

Estimate your full monthly housing payment, loan cost, and payoff timeline.

Home price

Down payment

Down payment type

Loan amount

Interest rate Annual percentage rate.

Loan term

Start month

Start year

Advanced Options

Annual property tax

Property tax type

Annual homeowners insurance

Monthly HOA fee

PMI rate Annual PMI percentage of original loan amount.

PMI

Extra Payments

Extra monthly payment

One time extra payment

One time extra month

One time extra year

Annual extra payment Applied once per year in the loan start month.

Total estimated monthly payment

Includes principal, interest, taxes, insurance, PMI, and HOA.

Principal & interest

Property taxes

Homeowners insurance

PMI

HOA

Loan amount

Down payment

Loan to value ratio

Total interest

Total loan cost

Estimated payoff date

PMI removal date

Interest saved

Time saved

0 months

Payment breakdown

Principal and interest$0

Taxes$0

Insurance$0

PMI$0

HOA$0

Amortization Schedule

Payment #	Date	Payment amount	Principal	Interest	Taxes	Insurance	PMI	HOA	Extra payment	Remaining balance

Year	Total payments	Principal paid	Interest paid	Taxes paid	Insurance paid	PMI paid	HOA paid	Ending balance

Want a more accurate payment estimate?

This calculator provides a general estimate. Your actual payment may vary based on credit score, loan program, property taxes, insurance, mortgage insurance, HOA fees, and final loan terms. Payments do not include taxes and insurance unless those amounts are entered. Your payment obligation will be higher.