KMC Financial is a proud family owned business which we have had the honor of helping over 5,000 customers realize the dream of home ownership and real estate wealth.
I am the Dad of three amazing young ladies Cali Kaelan and Makena and I am privileged and blessed to Have Timarie Shrum as my wife and partner Family is one of the most important aspects of my life and why I work so hard for my customers.
Team Shrum is a family driven mortgage team built on trust, experience, and genuine care for the people they serve. Working closely together every day, the team brings a shared commitment to helping clients navigate the home financing process with clarity, confidence, and peace of mind.
Each member of Team Shrum plays an important role in supporting borrowers from the first conversation through closing and beyond. With a strong focus on communication, organization, and education, the team ensures clients always know what to expect and feel supported at every step.
More than just a mortgage team, Team Shrum believes in long term relationships, not one time transactions. Their collaborative approach, attention to detail, and family values create an experience that feels personal, responsive, and reliable, whether you are buying your first home, refinancing, or investing.
If you want this tightened up, made more sales focused, or rewritten to fit a website section like About the Team or Why Team Shrum, just say the word and I’ll dial it in.
Jon Shrum is the President of KMC Financial and the leader of Team Shrum, based in Huntington Beach, California. With years of experience in residential mortgage lending, Jon is known for his honest guidance, deep industry knowledge, and commitment to helping clients make confident financial decisions.
Jon believes a mortgage should be about more than just rates. It should be about trust, relationships, and truly understanding each client’s goals. He works closely with homebuyers and homeowners to provide personalized loan solutions, fast custom quotes, and clear explanations at every step of the process.
Whether you are buying your first home, upgrading, or refinancing, Jon’s mission is to make the experience simple, transparent, and stress free. Integrity is at the core of everything he does, and his goal is always to help you find the home loan that is right for you and your future.
With over 20 years of experience in home financing, I bring a deep well of knowledge and dedication to every client interaction. As a seasoned financial associate and long-time home loan officer assistant, I’ve built my career on trust, integrity, and a true passion for helping people achieve their homeownership goals.
I hold a Bachelor of Science in Business from San Diego State University and have spent decades honing my ability to connect with individuals from all backgrounds. My strength lies in building strong relationships—fostering loyalty, transparency, and a seamless experience between clients and the organizations I represent.
I am Mom to five amazing children ranging in ages from 12-22 yrs old. When I’m not busy helping you qualify for a home loan, you can find me on the volleyball court, golf course or soccer field supporting our kids. My husband and I love the outdoors, competitive sports and helping our community.
Whether guiding first-time buyers or supporting seasoned homeowners, my mission is simple: to leave a positive impact through every step of the home loan process!
Junior Loan Officer | Arbor Financial Group | Team Shrum
Eddie brings over 20 years of experience in financial services and a strong real estate focus to his role as a Junior Loan Officer with Arbor Financial Group. As a licensed Mortgage Loan Originator and Real Estate Agent, he offers a well-rounded perspective on both the financing and transactional sides of homeownership.
Eddie specializes in helping clients understand how credit, income, and long-term financial planning impact their ability to purchase and build wealth through real estate. His background working with consumers through complex financial situations allows him to guide clients with clarity, patience, and a solutions-oriented mindset—especially those navigating first-time purchases, a refinance or credit challenges.
He is passionate about educating buyers and believes that informed clients make confident decisions. Eddie works closely with clients to ensure they understand their options, feel prepared throughout the mortgage process, and are positioned for success well beyond the closing table.
Whether assisting first-time homebuyers, growing families, or clients preparing for their next investment, Eddie’s goal is to make the path to homeownership clear, achievable, and aligned with each client’s long-term goals.
